Speaking at a meeting of the New York and New Jersey Financial Managers Society in mid-2006, I asked the audience what issues they faced. “Overheated residential real estate” was the uniform response.

The Anti-Phishing Working Group has published a best practices advisory for registrars to help them thwart the registration and use of domains for illicit purposes such as phishing.

The past year has seen remarkable remote deposit capture solution adoption among midsize banks, community banks, and credit unions. By the end of 2008, two-thirds of all U.S. banks and 40 percent of all U.S. financial institutions will have adopted RDC, according to a new report, “State of Remote Deposit Capture 2008: Sprint Becomes a Marathon,” from Celent, a Boston-based financial research and consulting firm.

The Internet, web com­merce, and the proliferation of easily obtainable software, tools, and information that assist in committing fraud have forever changed the risk profile of financial institu­tions that are involved in e-commerce.